Funding Options

Practical options, reviewed clearly

Explore the core funding paths Velstrom Funding helps business owners review. Every option is subject to approval and fit — we focus on clarity over guarantees.

Term Loan

A funding option for businesses seeking a defined amount of capital with structured repayment.

Approximate range: roughly $20K–$1M
Terms may extend up to about 24 months depending on approval and fit
Suited for decisive needs: expansion, equipment, inventory, vendor obligations, payroll timing, repairs, marketing, or operating pressure

Working Capital

Flexible funding for operating needs such as payroll, inventory, repairs, marketing, staffing, equipment, vendor payments, materials, or seasonal pressure.

Fit is often tied to monthly business revenue and operating history
Often suited for businesses operating about 12+ months with steady monthly revenue
Designed to support day-to-day momentum, not just one-time projects

Line of Credit

A funding option that may provide access to capital as business needs arise.

Useful for uneven cash flow and inventory timing
Helpful for vendor payments, staffing needs, and sales-cycle timing
Suited for short-term operating needs and time-sensitive business expenses

Ranges and terms above are general guidance only and depend on review, approval, and fit. We don't publish APRs, factor rates, interest rates, guaranteed terms, or guaranteed approval. Specific funding terms and provider details should be reviewed before accepting any offer. This is not a commitment to lend.

Request a fast review

Share a few details and we'll help you understand which options may fit your business. It takes only a few minutes, and there's no obligation.

Plain-language guidance — no jargon or pressure
Clear expectations at every step
Your information is used only to review your inquiry

Prefer to talk first? Email info@velstromfunding.com or call (000) 000-0000.